ASK THE EXPERTS What concerns should a contractor have when relying on an owner-placed builders risk policy? When relying on owner-placed builders risk policies, contractors lose their ability to control the coverage, terms and conditions of the policy. They should carefully evaluate the risks and limitations and take proactive steps to mitigate concerns, such as securing additional coverage or clarifying contractual obligations with the owner. Micah Burgess IMA Financial Group Commercial Insurance Expert Micah.Burgess@imacorp.com 816-214-7916 Can I get an insurance plan even though Open Enrollment is over? Yes! Special Enrollment Periods (SEP) allow you to enroll in health coverage outside of the yearly enrollment period. A change in your situation, like getting married, having a baby, moving or losing health coverage, can make you eligible for an SEP. There are also plans off-marketplace that have no eligibility requirements for enrollment. David Frana Licensed Insurance Agent Health and Medicare Insurance Expert dfrana@healthmarkets.com 417-827-3667 Austin Linton Payroll Expert TPC More Than Payroll austin@thepayrollco.com 417-430-3899 How does using a time & attendance system give small business owners an advantage? Small business owners often manually track time to cut costs, a method that’s both time-consuming and prone to errors. Switching to a third-party time & attendance system, using time clocks or apps, can automate and streamline this process. Automation not only saves valuable time but also reduces errors in calculating employees’ hours, avoiding under or overpayment. Features like automatic reminders and notifications in a TLM system can help prevent missed punches and incorrect time cards, leading to a more efficient and precise process for both employers and employees. When is EE0-1 data reporting due to the EEOC? The 2023 EE0-1 data collection platform, for covered employers, will open on Tuesday, April 30, 2024. The online Filer Support Message Center (filer help desk) will also be available beginning April 30. The deadline to file the data is Tuesday, June 4, 2024. Karen Shannon VP Business Consulting/CHRO Human Resources Expert Karen.Shannon@ollisaa.com 417-881-8333 A MONTHLY DIGEST OF FREQUENTLY ASKED BUSINESS QUESTIONS ANSWERED BY OUR EXPERTS Email advertising@sbj.net to see your company represented in this section. Paid Advertising What should I know when choosing an IT firm? The number one thing to do is to ask for referrals from someone you trust. A good IT firm will make sure that your data is secured, backed up and accessible, and that your software is updated. They’ll offer service contracts to support any hardware in your office, like printers. They’ll also be on top of all your employees’ devices, whether mobile or at home, to ensure they’re updated and secure. Chris Kays Owner/CEO IT Services Expert ckays@f1computingsolutions.com 417-429-2313 How can my company engage in Construction Safety Week and the National Safety Stand-Down? To ensure safety remains a top priority in our industry, it’s imperative that every member of your workforce is committed to fostering a culture of safety. May 6-10 is Construction Safety Week and the National Safety Stand-Down to Prevent Falls in Construction. Our safety team at The Builders will be providing valuable resources and events to assist your team in participating effectively. Explore more about how you can engage by visiting www.thebuildersagc.com. Miles Boyer Membership Services Manager Construction Safety Expert www.thebuildersagc.com mboyer@thebuildersagc.com 417-883-6044 Here is what you receive with this program: • SEO builder with Link and Backlink to your expert page on SBJ.net • Category Exclusivity • Repetition of Core Message • Frequency of Advertising • Educational Information • Multiple Advertising Mediums - print, website, and E-News • Promotion in SBJ Eblast Newsletter • Your expert bio plus your catalog of Q&A’s along with direct links to your website and email will live on SBJ. net on your expert page. • Residential Real Estate • Architecture • Commercial Banking • Legal • Commercial Construction • Interior Design • Accounting and Tax • Solar (Residential and Commercial) • Marketing/SEO • Commercial Real Estate • Staffing • Sales Training • Engineering AVAILABLE CATEGORIES: CHECK IT OUT ONLINE! BECOME AN EXPERT
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